Terms & Conditions
1. Acceptance of Terms
By accessing and using the Pillar Credit Relief website, services, or submitting any forms, you agree to comply with these Terms and Conditions. Pillar Credit Relief reserves the right to update these terms at any time without prior notice. Continued use of the site or services signifies acceptance of these updated terms.
2. Services Provided
Pillar Credit Relief provides debt relief and financial services, which may include consultations, educational content, lead generation, and credit-related products. All services are subject to availability, and Pillar Credit Relief reserves the right to modify or discontinue services at any time.
3. No Guarantee
Pillar Credit Relief does not guarantee specific results from the use of our services. All efforts will be made to provide accurate information and guidance, but individual results may vary.
4. User Responsibilities
Users agree to provide accurate and truthful information in any submissions to Pillar Credit Relief. Misrepresentation of personal or financial information may result in termination of services.
5. Limitation of Liability
Pillar Credit Relief is not liable for any damages that may arise from the use of its services, including, but not limited to, financial loss or penalties incurred through third-party financial products or services.
6. Third-Party Services
The Pillar Credit Relief website may contain links to third-party websites or services. Pillar Credit Relief is not responsible for the content, accuracy, or availability of those external sites.
7. Governing Law
These Terms and Conditions are governed by the laws of the state of California. Any disputes shall be resolved in the courts of Orange County, California.
Privacy Policy
1. Information We Collect
Pillar Credit Relief collects personal information when you submit forms or interact with our website, including but not limited to your name, contact information, financial details, and other relevant data. We may also collect non-personal information such as browsing behavior and IP addresses.
2. Use of Collected Information
We use your information to provide services, communicate with you, improve our offerings, and comply with legal obligations. We may also use this data to offer personalized financial products, debt relief solutions, or credit-related services.
3. Information Sharing
Pillar Credit Relief does not sell or share your personal information with third parties for marketing purposes without your consent. However, we may share information with trusted partners or service providers for the purpose of delivering our services.
4. Data Security
We take reasonable steps to ensure the security of your personal data. However, no system is completely secure, and Pillar Credit Relief cannot guarantee the absolute security of your information.
5. Cookies and Tracking
Pillar Credit Relief may use cookies and other tracking technologies to enhance user experience and analyze site traffic. You can adjust your browser settings to disable cookies if desired.
6. Opt-Out
You may opt-out of receiving communications from Pillar Credit Relief by following the instructions in our emails or by contacting us directly.
7. Changes to Policy
We reserve the right to update this Privacy Policy at any time. Changes will be posted on this page, and your continued use of our services constitutes acceptance of these changes.
Anti-Spam Policy
1. Commitment to Anti-Spam
Pillar Credit Relief is committed to ensuring that our communications comply with all applicable anti-spam laws and regulations, including the CAN-SPAM Act. We strictly prohibit the use of our services to send unsolicited bulk emails, SMS, or other communications.
2. Consent-Based Communication
We only send marketing or promotional messages to individuals who have expressly opted in to receive them. By submitting your contact information, you agree to receive such communications from Pillar Credit Relief.
3. Opt-Out Instructions
All marketing communications from Pillar Credit Relief will include clear instructions for opting out. If you no longer wish to receive messages, you can follow the unsubscribe link in our emails or contact us to be removed from our list.
4. Protection Against Spam
If you believe you have received an unsolicited message from Pillar Credit Relief or one of our representatives, please contact us immediately so we can investigate and take appropriate action.
5. Policy Updates
This Anti-Spam Policy may be updated from time to time. Continued use of our services after any changes have been made signifies your acceptance of those updates.